Financing Energy Saving Improvements

Financing Energy Saving Improvements

Affordable Financing for Energy-Saving Home Improvements

Low-cost financing solutions help you make energy improvements that lower your energy bills and improve the comfort and safety of your home.

Home Energy Solutions Micro Loan

Home Energy Solutions (HES) participants may qualify for no interest, fixed-rate unsecured loans up to $3,000. Make your loan payments through your utility bill. Visit EnergizeCT's Micro Loan Program page to learn more.

Smart-E Loan

This program offers no money down, low-interest financing with flexible terms. Over 40 home improvement projects may qualify including installation of high efficiency HVAC, solar PV, insulation, and more. Visit for lenders and details.

Energize CT Heating Loan Program

Natural gas customers may qualify for financing up to $15,000 at a 0.99% interest rate for the purchase and installation of eligible energy-saving heating equipment including boilers, furnaces and electric heat pumps. Repayment is available through your electric utility bill. Apply and learn more at

Energy Conservation Loan Program

Financing limited to emergency situations only (non-working heating systems and leaking roofs) of up to $25,000 at interest rates ranging from 0-6%. Visit EnergizeCT's Energy Conservation Loan Program page to learn more.

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